Effingham Blog "Why You Need Casualty Insurance"

               This is a list of the most common everyday life events. effinghamblog

1. You do not have a up to date will.effinghamblog
2. You do not understand the difference between a trust and a will.effinghamblog
3. Family member challenges your parents will.effinghamblog
4. You do not understand your health insurance plan or the new Medicare Prescription Act.effinghamblog
5. The IRS selects you for an audit.effinghamblog
6. Your parents die and leave you executor of their estate.effinghamblog
7. You are tired of hidden cell phone fees.effinghamblog
8. You do not have a retirement savings plan.effinghamblog
9. You loose your personal identification.effinghamblog
10. you receive a speeding ticket.effinghamblog
11. You are buying or selling your home.effinghamblog
12. Your driving license is suspended.effinghamblog
13. Your landlord raises your rent in violation of your verbal agreement.effinghamblog
14. Your teenager is accused of shoplifting.effinghamblog
15. You decide to change your name.effinghamblog
16. Your new washing machine dose not work.effinghamblog
17. Creditors threaten to take action against you for your ex-spouse debts.effinghamblog
18. A neighbor or school reports you for child abuse.effinghamblog
19. A friend or neighbor is injured on your property.effinghamblog
20. You need child support enforced.effinghamblog
21. A friend owes you money and file for bankruptcy.effinghamblog
22. A stranger calls and demands money or damaging information will be released.effinghamblog
23. You adopt a child.effinghamblog
24. Your car is damaged by a hit-and-run driver.effinghamblog
25. You accidentally back over a neighbors garbage can.effinghamblog
26. A hairdresser damages your hair with harsh chemicals.
27. Your car is repossessed unjustly.
28. Your are suspended or served with legal papers.
29. You are called to jury duty.
30. Your long drive off the tee injures another player.
31. You need a lease agreement reviewed.
32. Your son is injured in a football game.
33. A neighbor trips over a rake in your yard.
34. A jeweler sells you defective merchandise.
35. A car dealership gains illegal access to your credit history.
36. You are hit by a bottle at a baseball game.
37. A tenant falls down stairs and sues you.
38. You need help with credit card liability resolution.
39. You are injured when you slip on a wet floor in a public building.
40. Your livestock tramples a neighbor’s garden.
41. Your neighbor's dog barks for hours every night.
42. Your teenager gets a speeding ticket.
43. Your landlord enters your apartment without permission.
44. Your child throws a baseball through a neighbor’s window.
45. You do not have a Living Will or Medical Power of Attorney.effinghamblog
46. Your boat is damaged while in storage.effinghamblog
47. Your landlord refuses to refund your cleaning deposit.effinghamblog
48. You loose an expensive watch in a hotel and the manager denies liability.
49. A speeding car nicks your car bumper because you have parked in the street.
50. A merchant refuses to honor a guarantee.
51. You have a accident driving your friend's boat.effinghamblog
52. Your spouse claims a right to your earnings.effinghamblog
53. A record or book club sends merchandise after you cancel your membership.
54. You are refused service at a restaurant.
55. A property manager refuses to rent to you.
56. You are denied credit for no apparent reason.
57. An online auction goes sour.effinghamblog
58. The auto repair shop threatens small claims court for money you do not owe.effinghamblog
59. Your car insurance is canceled when your teenager is involved in an accident.
60. Your child needs special education in public school.
61. You made a sizable gift to a charity.
62. Angry words result in a slander law suit.
63. You need a patent for an invention.
64. You need a copyright for your manuscript.
65. You are wrongly accused of committing a crime.
66. Your right to privacy has been invaded.effinghamblog
67. Your car is vandalized in a parking lot.
68. A postal carrier slips on your unshoveled walk and breaks his or her leg.
69. You have questions about escrow in a home purchase.
70. You are stopped for speeding and a friend is in possession of marijuana.
71. Your teenager wrecks the car ans a friend is injured.
72. You care for your elderly parents.effinghamblog
73. You receive social security disability or medicaid.
74. You are cheated by a door-to-door salesman.
75. A repairman charges more than a given estimate.
76. A creditor tries illegal collection tactics.
77. An accident results in a personal injury.
78. You are scheduled to appear in small claims court.
79. Your new house has bad plumbing or a leaky roof.effinghamblog
80. You take a vacation and your "room with a view " is a view of the trash dumpster.
81. A minor is caught breaking into your home.
82. You have a fender bender while driving a friend's car.
83. You have a liability questions in launching a new business.
84. You have a question about an easement on your property.
85. Your neighbor's dog bites your child.
86. You have a property dispute over a newly installed fence.
87. Your asked to testify as a witness to a crime.effinghamblog
88. You need A premarital agreement.
89. Your buying or selling your car.
90. Your child school demands a drug or alcohol test.effinghamblog
91. Your bank sends a foreclosure notice after one house payment is late.
92. A retail store will not accept the return of defective merchandise.
93. A repairman will not stand behind his work.
94. A trespasser is caught poaching on your land.
95. You are leasing property.
96. You receive a letter from a creditor and it is not your debt.
97. A bank turns you into a credit bureau unjustly.
98. You need advice concerning a divorce.
99. You own a small business.
100. Your spouse uses physical force against you.effinghamblog
101. You can not make head or tails out of the new tax forms.
     

This is a list of the most common everyday life events



CLICK HERE to get more information on Casualty Insurance.effinghamblog

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